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Selasa, 02 Mei 2017

The Philippines has a comprehensive banking system encompassing various types of banks, from large universal banks to small rural banks and even non-banks. As at 17 February 2014, there were 36 universal and commercial banks, 71 thrift banks, 552 rural banks, 40 credit unions and 6,267 non-banks with quasi-banking functions, all licensed with the Bangko Sentral ng Pilipinas (Central Bank of the Philippines) under Republic Act No. 8791, also known as the General Banking Act of 2000.

On top of regular banking services offered by universal, commercial, thrift and rural banks, there are savings and loans association which are mainly based in communities and among retirees in the armed forces and the police organization and other employees of the government of the Philippines. Prominent of these small savings services is the Armed Forces of the Philippines Savings and Loans Association, Inc. or AFSLAI which is exclusive to active servicemen and retirees of the armed forces in the Philippines.

10 Largest Banks in the Philippines

List of major universal and commercial banks

  1. BDO Unibank (BDO; largest bank in the Philippines in terms of assets; 243rd largest bank globally)
  2. Metropolitan Bank and Trust Company (Metrobank)
  3. Land Bank of the Philippines (Landbank; LBP, main government bank)
  4. Bank of the Philippine Islands (BPI; oldest bank in Southeast Asia)
  5. Philippine National Bank (PNB)
  6. Development Bank of the Philippines (DBP, secondary government bank)
  7. Security Bank Corporation (Security Bank)
  8. China Banking Corporation (Chinabank)
  9. Rizal Commercial Banking Corporation (RCBC)
  10. Union Bank of the Philippines (Unionbank)
  11. Citibank Philippines
  12. United Coconut Planters Bank (UCPB)
  13. East West Banking Corporation (EastWest Bank)
  14. The Hongkong and Shanghai Banking Corporation (HSBC)
  15. Philippine Trust Company (Philtrust Bank)
  16. Asia United Bank (AUB)
  17. Bank of Commerce
  18. Maybank Philippines, Inc.
  19. Philippine Bank of Communications (PBCom)
  20. Standard Chartered Bank Philippines
  21. The Bank of Tokyo-Mitsubishi UFJ, Ltd.
  22. Philippine Veterans Bank (Veterans Bank; PVB)
  23. Robinsons Bank Corporation
  24. Deutsche Bank
  25. Australia and New Zealand Banking Group (ANZ)
  26. JPMorgan Chase & Co. (JPMorgan Chase)
  27. Mizuho Bank, Ltd. Manila Branch
  28. ING Group N.V.
  29. BDO Private Bank (subsidiary of BDO Unibank)
  30. CTBC Bank (Chinatrust)
  31. Bank of China Manila Branch
  32. Bank of America, N.A.
  33. Mega International Commercial Bank
  34. Korea Exchange Bank
  35. Bangkok Bank
  36. Al-Amanah Islamic Investment Bank of the Philippines
  • The thirty-six Banks listed above are those with the biggest assets in the Philippine Banking Industry, listed at the BSP Website as of December 31, 2015. The Largest of the thirty-six is BDO Unibank and the smallest among the thirty-six is Al-Amanah Islamic Bank.

Powers of a universal bank

A universal bank has the same powers as a commercial bank with the following additional powers: the powers of an investment house as provided in existing laws and the power to invest in non-allied enterprises

Powers of a commercial bank

In addition to having the powers of a thrift bank, a commercial bank has the power to accept drafts and issue letters of credit; discount and negotiate promissory notes, drafts, bills of exchange, and other evidences of debt; accept or create demand deposits; receive other types of deposits and deposit substitutes; buy and sell foreign exchange and gold or silver bullion; acquire marketable bonds and other debt securities; and extend credit.

Powers of a thrift bank

A thrift bank has the power to accept savings and time deposits, act as a correspondent with other financial institutions and as a collection agent for government entities, issue mortgages, engage in real estate transactions and extend credit. In addition, thrift banks may also maintain checking accounts, act as a depository for government entities and local government units and engage in quasi-banking and money market operations subject to the approval of the Bangko Sentral. Thrift banks are generally smaller in scale than universal and commercial banks.

Powers of cooperative and rural banks

Rural and cooperative banks are the more popular type of banks in the rural communities. Their role is to promote and expand the rural economy in an orderly and effective manner by providing the people in the rural communities with basic financial services. Rural and cooperative banks help farmers through the stages of production, from buying seedlings to marketing of their produce. Rural banks and cooperative banks are differentiated from each other by ownership. While rural banks are privately owned and managed, cooperative banks are organized/owned by cooperatives or federation of cooperatives.

A rural bank has the power to provide adequate credit facilities to farmers and merchants or to cooperatives of such farmers and merchants and, in general, to the people of the rural communities of which the rural bank operates in.

List of thrift banks

The banks listed above are those with the biggest assets in the Philippine Banking Industry as of September 2016.

List of major rural and cooperative banks

  1. One Network Bank (subsidiary of BDO Unibank)
  2. EastWest Rural Bank, Inc. (subsidiary of EastWest Bank)
  3. Center for Agriculture and Rural Development Bank (CARD Bank, Inc; a microfinance oriented rural bank)
  4. Guagua Rural Bank
  5. First Isabela Cooperative Bank (FICO Bank)
  6. GM Bank of Luzon, Inc. (A Rural Bank)
  7. Agri-Business Rural Bank (Sta. Fe, NV), Inc.
  8. Quezon Capital Rural Bank, Inc.
  9. AMA Rural Bank of Mandaluyong (Ventures RB)
  10. Metro South Cooperative Bank
  11. Bank of Florida, Inc. (BOF, Inc.)
  12. Cantilan Bank, Inc.
  13. Katipunan Bank (ZN), Inc.
  14. Banco Dipolog, Inc. A Rural Bank
  15. Rang-ay Rural Bank
  16. Country Builders Bank, Inc. (A RB)
  17. Summit Bank (Rural Bank of Tublay, Benguet)
  18. Insular Savers Bank
  19. Rizal Bank A Microfinance-Oriented Rural Bank
  20. Rural Bank of Porak (Pampanga), Inc.
  21. Bangko Mabuhay (RB of Tanza)
  22. Cooperative Bank of Cotabato
  23. Mount Carmel Rural Bank, Inc.
  24. Rural Bank of Cauayan (Isabela), Inc.
  25. Marayo Bank, Inc. (A Rural Bank)
  26. Peoples Bank of Caraga,Inc. (A Rural Bank)
  27. Camalig Bank, Inc. (A Rural Bank)
  28. Consolidated Cooperative Bank (CCB)
  29. Rural Bank of Pandi, Inc.
  30. Rural Bank of Angeles, Inc.
  31. MVSM Bank (A Rural Bank since 1953), Inc.
  32. Bankways, Inc. (A RURAL BANK)
  33. Valiant Bank, Inc. (A Rural Bank)
  34. Rural Bank of Barili, Inc.
  35. ASPAC Rural Bank (Tabogon, Cebu)
  36. Imus Rural Bank, Inc.
  37. PlanBank (RB of Canlubang Planters)

The thirty seven banks listed above are those with the biggest assets in the Philippine Rural Banking Industry as of September 2016.

List of rural and cooperative banks

  • 1st Macro Bank, Inc. (A Rural Bank)
  • 1st Valley Bank
  • Advantage Bank Corporation (A MFO Rural Bank)
  • Agricom Rural Bank, Inc.
  • Agricultural Bank of the Philippines, Inc.
  • Aliaga Farmers Rural Bank
  • Anilao Bank (Rural Bank of Anilao), Inc.
  • AURORA BANK (A MFO RB), Inc.
  • Baclaran Rural Bank, Inc.
  • Bagong Bangko Rural Bank of Malabang
  • Balanga Rural Bank, Inc.
  • Baliuag Rural Bank, Inc.
  • Banco Alabang, Inc. (A Rural Bank)
  • Banco Bakun, Inc. (A Rural Bank)
  • Banco Cooperativa de Zamboanga
  • Banco de Arevalo, Inc. (A Rural Bank)
  • BANCO DE CALAMBA, INC. (A RURAL BANK)
  • Banco de Mindoro, Inc.
  • BANCO LAGUNA, INC. (A R.B. since 1965)
  • Banco Maximo, Inc. (A Rural Bank)
  • Banco Rural de Gen. Tinio, Inc.
  • Banco Rural de Isla Cordova (Cebu), Inc.
  • Banco San Vicente, Inc. (A Rural Bank)
  • Banco Santiago de Libon, Inc.
  • Banco Sual (A Rural Bank), Inc.
  • Bangko Buena Conso., Inc. (A Rural Bank)
  • BANGKO CARRASCAL, INC. (A RURAL BANK)
  • Bangko Kabayan (A Rural Bank), Inc.
  • Bangko Magsaysay (Isa.), Inc.
  • Bangko Noveleta, Inc., A Rural Bank
  • Bangko Nuestra Senora Del Pilar, Inc.
  • Bangko Kabayan (BK)
  • Bangko Pangasinan - A Rural Bank, Inc.
  • Bangko Pasig (Rural Bank)
  • Bangko Rural ng Magarao (Cam Sur), Inc.
  • Bangko Rural ng Pasacao
  • Bangko Rural ng San Teodoro, Inc.
  • Bangko Rural ng Tagoloan, Inc.
  • Bangko San Luis
  • Bank of Ormoc City, Inc. (A Rural Bank)
  • BANKO ZAMBALEÃ'O
  • Bannawag Bank, Inc. (A Rural Bank)
  • Bataan Cooperative Bank
  • Batangas Rural Bank for Coops., Inc.
  • BAYBANK, Inc. (A Rural Bank)
  • Benguet Center Bank, Inc. (A Rural Bank)
  • BHF Rural Bank
  • Biñan Rural Bank, Inc.
  • Binangonan Rural Bank
  • Bolbok Rural Bank, Inc.
  • Bridgeway Rural Banking Corporation *Bukidnon Bank (A Rural Bank), Inc.
  • Bukidnon Cooperative Bank
  • Butuan City Rural Bank, Inc.
  • Cabanatuan City Rural Bank, Inc.
  • Cagsawa Rural Bank, Inc.
  • Camalig Bank, Inc. (A Rural Bank)
  • Camiling Rural Bank, Inc.
  • Cantilan Bank, Inc. (A Rural Bank)
  • Capiz Settlers' Coop. Rural Bank, Inc.
  • Caritas Banco ng Masa, Inc. (A MFO RB)
  • Cavite United Rural Bank Corporation
  • Cebuana Lhuillier Rural Bank, Inc.
  • Century Rural Bank, Inc.
  • Citizen's RB (Cabiao, N. Ecija), Inc.
  • Classic Rural Bank, Inc.
  • Common Wealth Rural Bank, Inc.
  • Community Bank
  • Community RB of Catmon, Inc.
  • Community RB of Dapitan City, Inc.
  • Community RB of Dingras, Inc.
  • Community RB of Magallon, Inc.
  • Community RB of Magsaysay, Inc.
  • Community RB of Medellin, Inc.
  • Community RB of Romblon, Inc.
  • Community RB of San Felipe, Inc.
  • Community RB of San Gabriel, Inc
  • Consolidated Cooperative Bank (CCB)
  List of Coop Banks that merged to form CCB in February 2012  1. Cooperative Bank of Davao del Sur  2. Cooperative Bank of Misamis Occidental  3. Cooperative Bank of Surigao del Sur  
  • Coop. Bank of Agusan del Sur
  • Coop. Bank of Benguet
  • Coop. Bank of Camarines Norte
  • Coop. Bank of La Union
  • Coop. Bank of Mt. Province, Inc.
  • Coop. Bank of Palawan, Inc.
  • Coop. Bank of Quezon Province, Inc.
  • Coop. Bank of Zambales (Iba), Inc.
  • Coop. RB of Agusan del Norte-Butuan City
  • Coop. RB of Bohol, Inc.
  • Coop. RB of Ilocos Norte, Inc.
  • Coop. RB of Negros Or., Inc.
  • Coop. RB of Pampanga, Inc.
  • Cooperative Bank of Aurora
  • Cooperative Bank of Cagayan
  • Cooperative Bank of Cebu
  • Cooperative Bank of Leyte
  • Cooperative Bank of Misamis Oriental, Inc.
  • Cooperative Bank of Nueva Vizcaya
  • Cooperative Bank of Tarlac, Inc.
  • Cordillera Bank (A Rural Bank), Inc.
  • Country Builders Bank, Inc. (A RB) *Countryside Coop. RB of Batangas
  • Countryside RB of Palauig (Zambales) *Crown Bank, Inc. (A Rural Bank)
  • CSFirst Bank, Inc. - A Rural Bank
  • Cuyapo Rural Bank, Inc.
  • D' Asian Hills Bank, Inc.
  • De La O Rural Bank, Inc. 得利奥農æ'銀行
  • Diamond Rural Bank
  • Dumaguete Rural Bank, Inc.
  • East Coast RB of Hagonoy, Inc.
  • Eastern Rizal (Jala-jala) RB, Inc.
  • Emerald Rural Bank
  • Empire Rural Bank, Inc.
  • Enterprise Capital Bank, Inc.
  • Entrepreneur Bank (A Rural Bank)
  • Far Eastern Bank (A Rural Bank), Inc.
  • FARMBANK, Inc. (A Rural Bank)
  • Farmers' Rural Bank, Inc.
  • Fil-Agro Rural Bank, Inc.
  • Filidian Rural Bank of Antipolo, Inc.
  • Filipino Savers Bank, Inc.
  • First Agro-Industrial Bank, Inc.
  • First Community Bank Inc. (A Rural Bank)
  • First Consolidated Bank
  • First Integrity Rural Bank, Inc.
  • First Midland Rural Bank
  • First Mindoro Microfinance RB, Inc.
  • First Naga Rural Bank
  • First State Rural Bank
  • First Tagum Rural Bank, Inc.
  • First United Farmers Rural Bank, Inc.
  • Five Speed Rural Bank
  • Frontier Bank, Inc.
  • Gateway Rural Bank, Inc.
  • Golden Rural Bank of the Phils.
  • Grand Agri Rural Bank, Inc.
  • Guagua Rural Bank, Inc.
  • Guagua Savers Bank, A Rural Bank, Inc.
  • Highland Rural Bank (Kapangan, Benguet)
  • Ilocos Sur Coop. Rural Bank
  • Insular Rural Bank
  • Innovative Bank, Inc. ( A Rural Bank)
  • Janiuay Rural Bank, Inc.
  • Kaluyagan Rural Bank, Inc.
  • Katipunan Bank, Inc. (A Rural Bank)
  • Key Rural Bank, Inc.
  • Koronadal Rural Bank, Inc.
  • Lagawe Highlands Rural Bank, Inc.
  • Laguna Prestige Banking Corp. (A Rural Bank)
  • Lapu-Lapu Rural Bank, Inc.
  • Liberty Bank (A Rural Bank) Inc.
  • LIFE BANK - RB of Maasin (Iloilo), Inc.
  • Limcoma Rural Bank, Inc.
  • Lipa Bank, Inc. (A Rural Bank)
  • LUDB Bank, Inc. (A Rural Bank)
  • Mactan Rural Bank (Lapu-Lapu), Inc.
  • Maharlika Rural Bank, Inc.
  • Malarayat Rural Bank, Inc.
  • Malaybalay Rural Bank, Inc.
  • Mallig Plains Rural Bank, Inc.
  • Masagana Rural Bank (Nueva Ecija)
  • Masantol Rural Bank, Inc.
  • Masuwerte Rural Bank of Bacoor, Inc.
  • Mega Rural Bank (Lucena City)
  • Meycauayan Second Rural Bank
  • Misamis Bank, Inc. (A Rural Bank)
  • Money Mall Rural Bank, Inc.
  • Mount Makiling, A Rural Bank, Inc.
  • Municipal RB of Libmanan, Inc.
  • Municipal RB of Nabua, Inc.
  • Naawan Community Rural Bank, Inc.
  • National Teachers & Employees Coop. Bank
  • Negros Cooperative Bank
  • Network Consolidated Cooperative Bank (NCCB)
  List of Coop Banks that merged to form NCCB in October 2013.  1. Cooperative Bank of Agusan del Sur  2. Capiz Settlers Cooperative Bank  3. Cooperative Bank of Camarines Norte  4. Cooperative Bank of Leyte  5. Sorsogon Provincial Cooperative Bank  6. Southern Leyte Cooperative Bank  
  • New Covenant Bank, Inc. (A Rural Bank)
  • New RB of Binalbagan, Inc.
  • New RB of San Leonardo (N.Ecija), Inc.
  • New Rural Bank of Agoncillo, Inc.
  • North Pacific Bkg. Corp. (A Rural Bank)
  • Occidental Mindoro Coop. Bank
  • Occidental Mindoro Rural Bank, Inc.
  • Oriental Tamaraw Rural Bank of Naujan
  • Ormon Bank (A Rural Bank)
  • Own Bank, The RB of Cavite City, Inc.
  • PALM TREE BANK, INC. (A Rural Bank)
  • Pangasinan Bank (A Rural Bank), Inc.
  • Panguil Bay Rural Bank of Ozamiz City
  • Partner Rural Bank (RB Pigcawayan, Cot.)
  • Peñafrancia Rural Bank of Calabanga
  • Peoples Rural Bank (Gen. Santos), Inc.
  • Philippine SME Bank, Inc., A Rural Bank
  • Progressive Bank, Inc. (RB of Balasan)
  • Progressive Rural Bank
  • Providence Rural Bank, Inc.
  • Provident RB of Sta. Cruz (Laguna)
  • RACSO'S Bank, Inc. (A Rural Bank)
  • RBG Imperial Bank, Inc. (A Rural Bank)
  • RBT Bank, Inc., A Rural Bank
  • Rizal Rural Bank (Taytay), Inc.
  • RNG Coastal Bank, Inc. (A Rural Bank)
  • Rodriguez Rural Bank, Inc.
  • Rural Bank of Abucay, Inc.
  • Rural Bank of Agoo, Inc.
  • Rural Bank of Alabat, Inc.
  • Rural Bank of Alabel (Sarangani), Inc.
  • Rural Bank of Alaminos (Pangasinan), Inc.
  • Rural Bank of Alicia (Isabela), Inc.
  • Rural Bank of Alimodian, Inc.
  • Rural Bank of Alitagtag, Inc.
  • Rural Bank of Altavas, Inc.
  • Rural Bank of Amadeo, Inc.
  • Rural Bank of Amlan, Inc.
  • Rural Bank of Anda, Inc.
  • Rural Bank of Angat, Inc.
  • Rural Bank of Angono, Inc.
  • Rural Bank of Antipolo, Inc.
  • Rural Bank of Apalit, Inc.
  • Rural Bank of Aritao, Inc.
  • Rural Bank of Atimonan, Inc.
  • Rural Bank of Bacnotan, Inc.
  • Rural Bank of Baco, Inc.
  • Rural Bank of Bacolod City, Inc.
  • Rural Bank of Bacong (Negros Or.), Inc.
  • Rural Bank of Bagabag, Inc.
  • Rural Bank of Bagac, Inc.
  • Rural Bank of Baguio, Inc.
  • Rural Bank of Balingasag, Inc.
  • Rural Bank of Balungao, Inc.
  • Rural Bank of Bambang, Inc.
  • Rural Bank of Banga (Aklan), Inc.
  • Rural Bank of Bansud, Inc.
  • Rural Bank of Barotac Nuevo, Inc.
  • Rural Bank of Barotac Viejo, Inc.
  • Rural Bank of Basay, Inc.
  • Rural Bank of Basey, Inc.
  • Rural Bank of Batac, Inc.
  • Rural Bank of Bato (Leyte), Inc.
  • Rural Bank of Bauang, Inc.
  • Rural Bank of Bay, Inc.
  • Rural Bank of Bayambang, Inc.
  • Rural Bank of Bayawan, Inc.
  • Rural Bank of Bayombong, Inc.
  • Rural Bank of Bogo, Inc.
  • Rural Bank of Bolinao, Inc.
  • Rural Bank of Bongabong (Or.Mindoro), Inc.
  • Rural Bank of Bonifacio, Inc.
  • Rural Bank of Bontoc, Inc.
  • Rural Bank of Brooke's Point, Inc.
  • Rural Bank of Bucay, Inc.
  • Rural Bank of Bugasong, Inc.
  • Rural Bank of Buguias, Inc.
  • Rural Bank of Burauen, Inc.
  • Rural Bank of Bustos, Inc.
  • Rural Bank of Caba, Inc.
  • Rural Bank of Cabadbaran, Inc.
  • Rural Bank of Cabangan, Inc.
  • Rural Bank of Cabatuan, Inc.
  • Rural Bank of Cabugao, Inc.
  • Rural Bank of Cadiz, Inc.
  • Rural Bank of Cainta, Inc.
  • Rural Bank of Calaca, Inc.
  • Rural Bank of Calasiao, Inc.
  • Rural Bank of Calauan, Inc.
  • Rural Bank of Calbayog City, Inc.
  • Rural Bank of Calinog, Inc.
  • Rural Bank of Candelaria (Quezon), Inc.
  • Rural Bank of Capalonga, Inc.
  • Rural Bank of Cardona, Inc.
  • Rural Bank of Casiguran, Inc.
  • Rural Bank of Cavinti, Inc.
  • Rural Bank of Central Pangasinan, Inc.
  • Rural Bank of Claveria, Inc.
  • Rural Bank of Compostela (Davao Norte)
  • Rural Bank of Cuartero, Inc.
  • Rural Bank of Cuenca, Inc.
  • Rural Bank of Cuyo, Inc.
  • Rural Bank of Datu Paglas
  • Rural Bank of Digos, Inc.
  • Rural Bank of Dolores (Quezon), Inc.
  • Rural Bank of Doña Remedios Trinidad, Inc.
  • Rural Bank of Donsol, Inc.
  • Rural Bank of Dulag, Inc.
  • Rural Bank of Dumangas, Inc.
  • Rural Bank of Dupax, Inc.
  • Rural Bank of El Salvador, Inc.
  • Rural Bank of Escalante, Inc.
  • Rural Bank of Galimuyod, Inc.
  • Rural Bank of Gandara, Inc.
  • Rural Bank of Gattaran, Inc.
  • Rural Bank of Gen. Luna, Inc.
  • Rural Bank of Gen. Trias, Inc.
  • Rural Bank of Gingoog, Inc.
  • Rural Bank of Gitagum, Inc.
  • Rural Bank of Gloria, Inc.
  • Rural Bank of Goa, Inc.
  • Rural Bank of Guihulngan, Inc.
  • Rural Bank of Guinobatan, Inc.
  • Rural Bank of Guiuan, Inc.
  • Rural Bank of Hermosa, Inc.
  • Rural Bank of Hilongos, Inc.
  • Rural Bank of Hindang, Inc.
  • Rural Bank of Hinundayan, Inc.
  • Rural Bank of Ibajay, Inc.
  • Rural Bank of Iligan City, Inc.
  • Rural Bank of Ilog, Inc.
  • Rural Bank of Iloilo City, Inc.
  • Rural Bank of Infanta (Quezon), Inc.
  • Rural Bank of Initao, Inc.
  • Rural Bank of Irosin, Inc.
  • Rural Bank of Itogon, Inc.
  • Rural Bank of Jaen, Inc.
  • Rural Bank of Jamindan, Inc.
  • Rural Bank of Jimenez, Inc.
  • Rural Bank of Jose Panganiban, Inc.
  • Rural Bank of Kabasalan, Inc.
  • Rural Bank of Kalookan, Inc.
  • Rural Bank of Kapalong, Inc.
  • Rural Bank of Karomatan, Inc.
  • Rural Bank of Kawit, Inc.
  • Rural Bank of Kiamba, Inc.
  • Rural Bank of Kibawe, Inc.
  • Rural Bank of La Paz (Tarlac), Inc.
  • Rural Bank of Labason, Inc.
  • Rural Bank of Labrador, Inc.
  • Rural Bank of Lanuza, Inc.
  • Rural Bank of Larena, Inc.
  • Rural Bank of Lebak, Inc.
  • Rural Bank of Leganes, Inc.
  • Rural Bank of Lemery (Bats.), Inc.
  • Rural Bank of Liloy, Inc.
  • Rural Bank of Limay, Inc.
  • Rural Bank of Lipa City, Inc.
  • Rural Bank of Loboc, Inc.
  • Rural Bank of Loon, Inc.
  • Rural Bank of Lopez Jaena, Inc.
  • Rural Bank of Loreto, Inc.
  • Rural Bank of Lucban, Inc.
  • Rural Bank of Luisiana, Inc.
  • Rural Bank of Lumban, Inc.
  • Rural Bank of Luna (Isabela), Inc.
  • Rural Bank of Luna (Kal. Apayao), Inc.
  • Rural Bank of Lupao, Inc.
  • Rural Bank of Maasin (So. Leyte), Inc.
  • Rural Bank of Mabalacat, Inc.
  • Rural Bank of Mabitac, Inc.
  • Rural Bank of Maddela, Inc.
  • Rural Bank of Madridejos, Inc.
  • Rural Bank of Magdalena, Inc.
  • Rural Bank of Magsingal, Inc.
  • Rural Bank of Mahaplag, Inc.
  • Rural Bank of Maigo, Inc.
  • Rural Bank of Makato, Inc.
  • Rural Bank of Malinao (Aklan), Inc.
  • Rural Bank of Malitbog, Inc.
  • Rural Bank of Malolos, Inc.
  • Rural Bank of Mambusao, Inc.
  • Rural Bank of Manapla, Inc.
  • Rural Bank of Mandaue, Inc.
  • Rural Bank of Mangaldan, Inc.
  • Rural Bank of Manolo Fortich, Inc.
  • Rural Bank of Manukan, Inc.
  • Rural Bank of Maragondon, Inc.
  • Rural Bank of Maria Aurora, Inc.
  • Rural Bank of Marilag (Sta.Maria, Laguna)
  • Rural Bank of Matag-ob, Inc.
  • Rural Bank of Mati, Inc.
  • Rural Bank of Mauban, Inc.
  • Rural Bank of Medina, Inc.
  • Rural Bank of Mendez, Inc.
  • Rural Bank of Mexico, Inc.
  • Rural Bank of Miagao, Inc.
  • Rural Bank of Miagao, Inc.
  • Rural Bank of Midsayap, Inc.
  • Rural Bank of Montalban, Inc.
  • Rural Bank of Nabunturan, Inc.
  • Rural Bank of Nagcarlan, Inc.
  • Rural Bank of Naic, Inc.
  • Rural Bank of New Washington, Inc.
  • Rural Bank of Norala, Inc.
  • Rural Bank of Ocampo, Inc.
  • Rural Bank of Odiongan, Inc.
  • Rural Bank of Oslob, Inc.
  • Rural Bank of Oton, Inc.
  • Rural Bank of Padre Garcia, Inc.
  • Rural Bank of Paete, Inc.
  • Rural Bank of Pagadian, Inc.
  • Rural Bank of Pagbilao, Inc.
  • Rural Bank of Pamplona (Camarines Sur)
  • Rural Bank of Pamplona (Negros Or.), Inc.
  • Rural Bank of Panaon, Inc.
  • Rural Bank of Panay, Inc.
  • Rural Bank of Pangil, Inc.
  • Rural Bank of Paracale, Inc.
  • Rural Bank of Pavia, Inc.
  • Rural Bank of Pilar (Bataan), Inc.
  • Rural Bank of Pilar (Sorsogon), Inc.
  • Rural Bank of Pinamalayan, Inc.
  • Rural Bank of Placer, Inc.
  • Rural Bank of Plaridel (Bulacan), Inc.
  • Rural Bank of Plaridel (Misamis Oc.)
  • Rural Bank of Pola, Inc.
  • Rural Bank of Polomolok, Inc.
  • Rural Bank of Porac, Inc.
  • Rural Bank of Pototan, Inc.
  • Rural Bank of Pozorrubio, Inc.
  • Rural Bank of Pres. Quirino
  • Rural Bank of Puerto Galera, Inc.
  • Rural Bank of Pura, Inc.
  • Rural Bank of Quezon (N. Ecija), Inc.
  • Rural Bank of Ragay, Inc.
  • Rural Bank of Ramon, Inc.
  • Rural Bank of Rizal (Kal. Apayao), Inc.
  • Rural Bank of Rizal (Laguna), Inc.
  • Rural Bank of Rizal (Zambo del Norte)
  • Rural Bank of Ronda, Inc.
  • Rural Bank of Rosario (La Union), Inc.
  • Rural Bank of Roxas (Mindoro Or.), Inc.
  • Rural Bank of Sagada, Inc.
  • Rural Bank of Sagay (Neg.Occ.), Inc.
  • Rural Bank of Salcedo, Inc.
  • Rural Bank of Salinas, Inc.
  • Rural Bank of Salug, Inc.
  • Rural Bank of Sampaloc, Inc.
  • Rural Bank of San Agustin, Inc.
  • Rural Bank of San Antonio (Quezon), Inc.
  • Rural Bank of San Fabian, Inc.
  • Rural Bank of San Fernando (Cam. Sur)
  • Rural Bank of San Jacinto (Masbate), Inc.
  • Rural Bank of San Jose (Cam. Sur), Inc.
  • Rural Bank of San Juan (So. Leyte), Inc.
  • Rural Bank of San Lorenzo Ruiz, Inc.
  • Rural Bank of San Luis (Batangas), Inc.
  • Rural Bank of San Luis (Pampanga), Inc.
  • Rural Bank of San Manuel (Isabela), Inc.
  • Rural Bank of San Marcelino, Inc.
  • Rural Bank of San Mateo (Isabela), Inc.
  • Rural Bank of San Miguel (Iloilo), Inc.
  • Rural Bank of San Narciso (Zambales),Inc.
  • Rural Bank of San Nicolas (Pangasinan) *Rural Bank of San Pascual (Val), Inc.
  • Rural Bank of San Quintin, Inc.
  • Rural Bank of San Rafael (Bul.), Inc.
  • Rural Bank of Sanchez Mira, Inc.
  • Rural Bank of Sasmuan (Pampanga), Inc.
  • Rural Bank of Seven Lakes, Inc.
  • Rural Bank of Siaton, Inc.
  • Rural Bank of Sibalom, Inc.
  • Rural Bank of Sibulan, Inc.
  • Rural Bank of Silay City, Inc.
  • Rural Bank of Siocon, Inc.
  • Rural Bank of Sipocot, Inc.
  • Rural Bank of Socorro, Inc.
  • Rural Bank of Solano, Inc.
  • Rural Bank of Sta. Barbara (Iloilo), Inc.
  • Rural Bank of Sta. Catalina (Negros Or.)
  • Rural Bank of Sta. Elena, Inc.
  • Rural Bank of Sta. Fe (Romblon), Inc.
  • Rural Bank of Sta. Ignacia, Inc.
  • Rural Bank of Sta. Magdalena, Inc.
  • Rural Bank of Sta. Maria (Iloc Sur), Inc
  • Rural Bank of Sta. Rosa (Laguna), Inc.
  • Rural Bank of Sta. Rosa de Lima (Tarlac)
  • Rural Bank of Sto. Domingo (N. Ecija)
  • Rural Bank of Sudipen, Inc.
  • Rural Bank of Taal, Inc.
  • Rural Bank of Tabuk, Inc.
  • Rural Bank of Talisay (Batangas), Inc.
  • Rural Bank of Talisay (Cebu), Inc.
  • Rural Bank of Talugtug, Inc.
  • Rural Bank of Tandag, Inc.
  • Rural Bank of Tangub City, Inc.
  • Rural Bank of Tanjay, Inc.
  • Rural Bank of Tayabas, Inc.
  • Rural Bank of Taysan, Inc.
  • Rural Bank of Tanza (Cavite), Inc. (also known as Mabuhay Bank)
  • Rural Bank of Teresa, Inc.
  • Rural Bank of Tibiao, Inc.
  • Rural Bank of Tigaon, Inc.
  • Rural Bank of Tigbauan, Inc.
  • Rural Bank of Tumauini, Inc.
  • Rural Bank of Victoria (Tarlac), Inc.
  • Rural Bank of Villaverde, Inc.
  • Rural Bank of Villaviciosa, Inc.
  • Rural Bank of Zarraga, Inc.
  • Sadiri Rural Bank, Inc.
  • Salug Valley Rural Bank, Inc.
  • San Bartolome Rural Bank, Inc.
  • San Fernando Rural Bank, Inc.
  • San Francisco del Monte Rural Bank, Inc.
  • Saviour Rural Bank, Inc.
  • Second Rural Bank of Valenzuela, Inc.
  • Secured Bank, Inc., A Rural Bank
  • SG BANK - A RURAL BANK, INC.
  • Siargao Bank (A Rural Bank), Inc.
  • Silahis Bank, Inc. (A Rural Bank)
  • Smart Bank (Rural Bank), Inc.
  • Sorsogon Provincial Cooperative Bank
  • South Bank (A Rural Bank), Inc.
  • Southeast Country Bank, Inc. (A Rural Bank)
  • Southern Leyte Coop. Bank
  • St. Michael Rural Bank of Tarlac
  • Sta. Maria Rural Bank, Inc.
  • Sto. Niño Rural Bank, Inc.
  • Sugbuanon Rural Bank, Inc.
  • Summit Rural Bank of Lipa City, Inc.
  • Sunrise Rural Bank, Inc.
  • Surigao City Evergreen Rural Bank, Inc.
  • Surigaonon Rural Bank Corp.
  • Synergy Rural Bank
  • Talisay Rural Bank (Negros Oc.), Inc.
  • Tamaraw Rural Bank, Inc.
  • Tanay Rural Bank, Inc.
  • Tiaong Rural Bank, Inc.
  • Towncall Rural Bank
  • Turumba RB of Pakil, Inc.
  • Unilink Bank, Inc. (A Rural Bank)
  • United Consumer Rural Bank
  • United Peoples Rural Bank
  • Universal RB of Lopez, Inc.
  • Upland Rural Bank of Dalaguete, Inc.
  • Utility Bank-A Rural Bank, Inc.
  • Vigan Banco Rural Incorporada
  • VisionBank, Inc. (A Rural Bank)
  • Vizcaya Bank, A Rural Bank, Inc.
  • Women's Rural Bank
  • Xavier-Punla Rural Bank, Inc.
  • Xavier-Tibod Bank, Inc., A Microfinance RB
  • Zambales Rural Bank, Inc.
  • Zamboanga City Rural Bank, Inc.
  • Zamboanga del Norte Cooperative Bank (ZN Coop Bank)

The five hundred fifty four rural banks listed above are the updated list from the Philippine Deposit Insurance Corporation (PDIC) as of 2014.

Defunct or merged banks

  • Acme Savings Bank (acquired by the Sy Group of Companies and renamed Banco De Oro)
  • International Exchange Bank (acquired by Union Bank of the Philippines)
  • Insular Bank of Asia and America (merged with Philippine Commercial International Bank)
  • Mindanao Development Bank (merged with Equitable PCI Bank)
  • Ecology Bank (merged with Equitable PCI Bank)
  • Keppel Bank (acquired by GE Capital Finance)
  • Equitable PCI Bank (merged with PCI Bank forming it and now merged with Banco de Oro)
  • Philippine Commercial International Bank (merged with Equitable PCI Bank and now merged with Banco De Oro)
  • Urban Bank (forced to close then merged with Export and Industry Bank)
  • Allied Bank (merged with Philippine National Bank)
  • Capitol Development Bank (acquired by RCBC and became RCBC Savings Bank)
  • Banco Filipino
  • Export and Industry Bank
  • American Express Bank (renamed BDO Elite Savings Bank)
  • Banco Santander Central Hispano (Philippine subsidiary acquired by Banco De Oro and renamed BDO Private Bank)
  • Dao Heng Bank (acquired by Banco de Oro)
  • 1st E Bank (Philippine Branches acquired by Banco de Oro)
  • United Overseas Bank (66 out of 67 Branches merged with Banco De Oro)
  • GE Money Bank (acquired by Banco de Oro)
  • Green Bank (acquired by EastWest Bank)
  • Orient Commercial Banking Corporation (forced to close; Allied Bank took over 52 branches)

References

External links

  • Media related to Banks in the Philippines at Wikimedia Commons
 
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